Fraudsters lack ethics, and unfortunately, this time of year sees a surge in their activities as they target both businesses and individuals.
Fraudsters have no morals and sadly this is a time of year when they are extremely active, targeting businesses and individuals to fuel their financial greed. To help mitigate the risk, Action Fraud, the national fraud and cybercrime reporting service, has launched a Christmas campaign, revealing 12 fraud types to look out for throughout the festive season. People are being encouraged to stay extra vigilant online, and in person, as criminals will be seeking to take advantage of the time of year whilst people celebrate Christmas and the festive season.
A reminder of 12 frauds to look out for this Christmas | Crimestoppers
Adam Mercer, Deputy Head of Action Fraud, said:
“Criminals don’t stop for Christmas and will continue to operate, targeting busy people who are preparing for the festive season this year.
We’re launching the 12 frauds of Christmas campaign this year to highlight some of the fraud types to look out for during the festive season. Everyone celebrating should stay vigilant, as fraudsters will use the busy period to catch people out.
Make sure you follow our advice this Christmas and protect yourself from becoming a victim of fraud or cybercrime.”
Mike Brown, Head of Fraud at national law firm Weightmans, said:
“Fraud is not a victimless crime, it not only impacts business, but also individuals including those who are most vulnerable, fraudsters have no morals and will target opportunities to exploit their own financial gain. This is an important time of year for us all to support each other and report suspicions of fraud through the appropriate channels. Action Fraud’s 12 frauds of Christmas is an excellent example of raising awareness and navigating businesses and individuals to key platforms where detailed information and advice can be sought. All of which helps to mitigate the risk of one becoming a victim.
It is important that we encourage our clients and people to remain extra vigilant during the festive season and beyond, fraudsters have no time schedules and will continue to target and commit fraud even after the festivities have passed by.”
New figures from Action Fraud show that the 12 types of fraud featured in this year’s Christmas campaign resulted in victims losing a combined total of £224 million during the 2023 festive period. Data also shows that nearly three million phishing emails were reported to the Suspicious Email Reporting Service (SERS) from November 2023 to January 2024.
What are the 12 frauds of Christmas?
- Phishing
- Pet fraud
- Online shopping fraud
- Social media and email account hacking
- Courier fraud
- Romance fraud
- Gift card fraud
- Charity fraud
- Investment fraud
- QR code fraud
- Holiday fraud
- Ticket fraud
What can you do to protect yourself from fraud this Christmas?
- Protect your online accounts: the password you use for your email account should be different from all your other passwords for online accounts. Use three random words to create a strong and memorable password, and enable 2-step verification (2SV).
- Do your research: make sure you do a thorough online search before making any big financial decisions. Check the authenticity of the company or organisation before making any investment, donation to charity or booking tickets for a concert, event or holiday.
- Be cautious about how you send money: avoid paying via bank transfer and don’t be pressured into transferring large sums of money. Any trusted organisation will not force you to transfer money on the spot and only a fraudster will try to rush you. For making purchases online, use a credit card if you can.
- Be wary of unsolicited emails, texts, QR codes or contact on social media: from seeing unbelievably good deals on tickets or holidays, to seeing a suspiciously cheap prices on items advertised, always double check the authenticity of what you are going to buy online before making a purchase or paying upfront fees.
- Report suspicious emails by forwarding them to: report@phishing.gov.uk
- Report suspicious text messages or spam calls free of charge to 7726
If you’ve lost money or provided your financial information to someone, notify your bank immediately and report it to Action Fraud at actionfraud.police.uk or by calling 0300 123 2040. In Scotland, call Police Scotland on 101.
For further information we have a proven and dedicated team of insurance fraud solicitors who provide national coverage, targeting fraud across Casualty, Disease, Motor and Healthcare.
